Creating the Perfect Moving Budget

September 23, 2008 by  
Filed under Moving Tips

Creating a budget for your move is one of the most important things that you can do to make sure that your move goes smoothly. You can look at a budget to see all of the money you will need to complete your move. You will also be able to catch problem areas where you might be able to save some money. No matter how far you are moving, you should always complete a moving budget first.

What to Include

You should strive to include everything applicable into your moving budget. The biggest cost included will probably be the cost of your moving company or truck rental that you will be using to actually transport your things. Put this cost at the top of your budget.

Include any food and drinks, as well as hotel costs and airfare that you might incur depending on how you are going to move. Moving with a truck rental will also incur fuel costs, so make sure that you plan accordingly. Don’t forget to include the cost of your moving help either. You need to provide drinks and possibly food for those who are going to help you move. Make sure to put this in your budget.

Tipping professional movers is generally a good idea as well, and you should budget this into your costs. The amount will vary depending on the type of move you have and how much work the movers actually do. You can figure in a percentage of the cost or you can set an amount like fifty dollars. Either way is fine, but you need to take this into account when you are making your budget.

Remember…

Don’t forget to include emergency money in your budget as well. This will help you weather any unforeseen events that might occur along the way. There will always be things that come up unexpectedly. Emergency funds help people continue without suffering too much of a setback.

Make sure that you write every little thing down. Don’t consider something too small for your budget. Include it all on paper. This will give you a good idea of the big picture, and it will let you view the little things that might be cut in order to save money in the long run. You should allow other family members to look over this budget as well in order to see things that you might have missed.

When complete, stick to the budget that you have created. This is the only way to make sure that you have enough money to cover your move without taking needed funds from other daily needs. Finally, post the budget in a central location so that anyone in the family can see it and make suggestions as needed.

The Importance of Moving Insurance

September 16, 2008 by  
Filed under Insurance

Moving can quickly turn into a nightmare if you do not have enough insurance coverage to make sure that you do not lose more money than you have already spent on the move itself. There are so many different things going on at this point in time, things are easily broken, lost, or even stolen. In order to make sure that you and your things all arrive at your destination in one piece, you need to obtain sufficient insurance coverage to cover anything that might happen, even a total loss. It is not unheard of for moving trucks to get into accidents, or for truck rentals to break down, so give yourself the peace of mind by purchasing enough insurance when you move.

Where to Find It

There are many different places to get insurance coverage for your move. The first place to look is with the company that you have chosen to handle your relocation. By law, all moving companies need to have certain liabilities that they pay for, but these liabilities are rarely enough to cover your things. Truck rental companies have different levels of liabilities, as they will not be driving the vehicle, but they are still bound by law to carry some type of insurance. Because of this, most moving companies offer optional add on insurance that you can purchase when you decide to move with them. Most of these extra policies are based on a charge per pound that your belongings weigh.

Homeowners Policies

Many homeowner’s policies also include a clause for moving and in transit items. This may be something that you did not purchase when you got the policy, but you can opt in for now. Make sure to call your agent in order to find out what the specifics of your own policy are, and if you can purchase anything extra to cover anything that you are moving. This can save you money on your move by reducing your insurance costs, especially if you are already covered.

Outside Companies

If you find that neither of these options works for you, then there are plenty of outside companies that would be happy to help you line up a policy to cover your goods while they are in transit. You can use one of these companies to cover everything, or you can use it to supplement any other policies that you might have already lined up. It is important to get estimates here, just as it is when choosing a moving company, because you want to find the best deal that still gets the job done.

Peace of Mind

Once you know that your things will be covered, you will no longer have the need to stress about things going wrong or getting broken in your move. Make sure to keep a meticulous inventory list, however, as this will make it simple to deal with the insurance companies that are going to cover your move. Don’t forget to take pictures of anything that has some damage on it already, and consider moving small valuables yourself. Taking all of these steps will make sure that you get through your move in one piece, without having to stress yourself out.

Moving Methods: Truck Rental

September 9, 2008 by  
Filed under Moving Truck Rental

Moving is a hectic time in anyone’s life. There are tons of different things to think about and many more things to make happen. If you are not careful, things will quickly get out of control. To make matters worse, there are multiple different methods that you can choose from when you want to move. One of the easiest, however, is to obtain a moving truck rental.

Benefits of a Truck Rental

There are many benefits to using this method to move your belongings. The most prevalent benefit, however, is the cost. As one of the cheapest methods, truck rental is a popular choice to people who do not have a huge moving budget. While it may require more work than some of the other methods, the savings will really pay off in the end.

Another benefit of the truck rental is the fact that you can create your own schedule. It is easy to schedule a truck for multiple days. This will give you the time that you need to get things loaded in the manner that you want them loaded. You will not have to worry about someone you don’t know coming into your home and treating your things as you would not have them treated.

If you have pets or kids, this method is perfect. You do not have to worry about stressing your pets or kids by inviting strangers into your home. They will not have to watch their precious belongings being taken away by a person that they have never met. For people in this situation, a truck rental is the only way to go.

Considerations

While this is one of the simplest methods of moving, there are still a few things that you need to consider. Just like hiring any company, make sure that you check the references of the company and speak to other customers to get a feel for the reputation of the company. Don’t hesitate to visit the site where the rentals are kept in order to inspect how they keep their trucks.

Always ask about licenses and insurance in case of an accident. Some companies will provide certain levels of coverage, but you need to verify that you are totally covered in case of a disaster that you could not control. You should also make sure that there are no specific requirements to you driving the truck across the city or state.

Easy and Simple

As long as you educate yourself and you look into a company before you hire them, you will find that obtaining a rental truck is a very positive experience. You will love the fact that your stress level will be far lower than you thought, and you will be saving money at the same time!

Moving Staples: What You Can’t Live Without

September 4, 2008 by  
Filed under Moving Tips

Moving is not an easy task, and it can spiral out of control if you do not make sure that you are organized from the get go. In order to be organized, there are a few things that you need to do, and a few things that you need to get. In fact, moving without some of these supplies can quickly become downright disastrous. In order to avoid problems, you should make sure to get prepared long before you plan on actually moving.

Supplies

There are various supplies that will make your truck rental experience much easier. Here are the things that you need to have on hand at all times.

· Boxes – Make sure that you have a variety of different boxes. If you plan on moving dishes, obtaining dish boxes is a good idea. Special clothing boxes will also make your move a lot easier. Make sure that you get boxes for all of your needs, especially electronics, lamps, mirrors, and dishes.

· Tape – Don’t buy the cheap stuff or the stuff that is not made for moving. In many cases, the tape is the only thing that stands between you and a disaster. You can use a tape gun or dispenser, or even use a no gun technique to secure your boxes.

· Paper – Packing paper is a must for fragile or breakable items. You should always try to use paper that has not been printed on as newspaper can leave smudge marks on anything that you wrap in it.

· Stretch wrap – This plastic wrap can be used for various tasks, and thus, you should make sure to have a couple of different widths on hand for your move. Use it to secure CDs to stands or to protect various pieces of furniture from dust and scratching.

· Electronics bags – Many of your electronic goods may be sensitive to the static electricity that is created by movement. In order to prevent damage to your things, you can purchase special anti-static bags that will prevent this buildup.

· Furniture pads – These thick, blanket like pads are used for protecting furniture from scratches and other damage that shifting in the back of a truck rental can cause. You can substitute your own linens for purchased furniture pads.

· Bags – Staying organized is the key, and having a variety of different sized plastic bags on hand can really make a difference. These bags can be used to pack almost anything, and you can write on them as well.

· Labels and Markers – Every time that you fill and seal a box, you should also label it. You might want to simply use a marker to label boxes, but you can also purchase specialty tapes and labels that will stick to the boxes.

By having all of these things on hand when you are packing and loading a truck rental, you can make sure that your move is well organized and easy. You may not see the payoff right away, but you will see it when you reach your destination and you begin to unpack. Having an organized move with not only save you time, but it can save you money and stress as well.